It’s free to join Zip — there are no setup costs, ongoing fees, or lock-in contracts. You can sign up and start offering Zip to your customers at no cost.
The following fees may apply:
Merchant Service Fee (MSF): A percentage of each transaction, deducted from your daily disbursement. The exact rate is confirmed during your application and outlined in your Merchant Services Agreement.
Transaction Fee: A flat fee per transaction (if applicable), also deducted before funds are transferred to your account.
Zip also provides free integration support, tailored to your POS or e-commerce platform.